August 20, 2004

4myBenefits adds ID Theft Assist Services

4myBenefits, Inc., the leading benefits communication platform on the web, today unveiled a major new offering through a partnership with Worldwide Benefit Services called ID Theft Assist. Employees of client companies can enroll in a broad advocacy program that will come to their aid should they become victims of this ever-increasing problem.

ID Theft Assist will perform the following tasks for an ID Theft Victim:

• Obtain Real-Time Credit Report

• Needs Assessment

• ID Theft Affidavit Submission Report Fraud to Creditors

• File Criminal Report Forward Criminal Report to Creditors

• Credit & Charge Card Replacement Cancel Checks/ATM Cards/Other Banking Tools

• Report Fraud to Social Security Administration Assistance with Identification Replacement

• Postal Inspector Notification Creditor Fraud Department Notification

• Place Fraud Alerts with Credit Reporting Agencies Assist with Obtaining Credit Report

• Provide ID Theft Emergency Response Kit Language Translation

• Cash Advances Free Initial Legal Consultation

• Legal Needs Discount Unlimited Phone Emotional and Psychological Support

• In-Person Emotional Trauma Support Long-Term Fraud Resolution

Should the employee be victimized, a simple step-by-step process allows an immediate response to assist them. The victim simply calls the Emergency Response Center to take advantage of the services outlined above. The ID Theft Assist service cannot be quantified by monetary savings. According to an FTC survey in 2003, the average out of pocket cost of dealing with an ID Theft was $500, and the average amount of money, goods or services obtained by fraudulently using a victims information averaged $10,200. More importantly, victims reported losing 30-60 hours of their time resolving the issues that occurred as a result of the misuse of their information.

There have been 27.3 million victims of identity theft across the last 5 years. One out of every thirty people experiences this crime with such a circumstance occurring every three seconds according to the survey.

About 4myBenefits

4myBenefits, with headquarters in Cincinnati, Ohio, is a leading vendor of online benefits communication services for small to large employers. Founded in 1999, 4myBenefits has been the forerunner in developing a service-oriented business model that delivers affordable, high-tech HR and communications solutions specifically tailored to each client’s needs. Working as a single URL for employees to locate accurate benefits plan information, link to providers, financial planners and their own retirement plan information, 4myBenefits allows the small- to medium-sized employer duplicate intranet services including a daily bulletin board, at a fraction of the cost of building it themselves. Through its 4my2ndPaycheck module, the employer’s contributions toward the benefit plans are graphically depicted as a second paycheck helping employees to understand the true value of the benefit programs, including 401(k) matching funds and paid time-off. Other 4myBenefits alliances allow many of the Human Resource administrative functions to be outsourced, enabling professionals to concentrate on training and employee development.

About Worldwide Benefit Services, Inc.

Worldwide Benefit Services was established in 1999 and is the exclusive North American wholesaler for Worldwide Assistance. We offer value-added products and services for group clients such as credit unions, associations, employee groups, credit cardholders, etc. Worldwide Assistance Services, Inc. is a part of the Europ Assistance Group, the oldest and most experienced travel assistance network in the world. Worldwide Assist has 33 assistance centers and over 200 agents offices worldwide.

To better serve participants of the ID THEFT ASSIST program, Worldwide Benefit Services has contracted with TransUnion, a leading global provider of business intelligence services supported by over 3600 employees in more than 24 countries. With technology-based intelligence products, including innovative credit decisioning and fraud prevention tools, TransUnion enables businesses to manage financial risk and capitalize on market opportunities.

Also on board to serve participants of ID THEFT ASSIST is AffinityCare LLC. Affinity Care was created to meet the unique and increasingly complex issues facing businesses that are committed to competing and thriving in competitive markets. For over 20 years now, Affinity Care has been providing products and services that add value to existing core products. Its role in the ID THEFT ASSIST program is vital to a victim’s recovery.

www.4myBenefits.com